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Business owner at point of sale
Smart Payment Solutions

The Right
Payment Solution.
Found Fast.

Compare card machines and POS systems from the UK’s leading providers. Get personalised live rates with no commitment, matched to your business in minutes.

ICO registeredNo long contracts500+ UK businesses matched
500+Businesses matched
FreeNo obligation quotation
24HrResponse time
UKBased & regulated

Trusted by businesses using

Serving businesses across Sunderland, Newcastle, the North East and the whole of the UK mainland

Teya
Shift4
SumUp
Monzo
Clover
Epos Now
YouLend
FPS
Teya
Shift4
SumUp
Monzo
Clover
Epos Now
YouLend
FPS
Teya
Shift4
SumUp
Monzo
Clover
Epos Now
YouLend
FPS

Three steps to your perfect machine

Less than two minutes. No account needed.

01

Tell Us About Your Business

Select your industry, monthly card turnover, and the features that matter most to you.

02

We Match You Instantly

Our engine scores every available machine and ranks them against your specific requirements.

03

Get Your Personalised Quote

See your top three matches with current illustrative rates — then request a full quote in minutes.

Hardware for every type of business

From mobile card readers to full point-of-sale systems, we work with the UK's leading payment providers to bring you the best devices and rates.

Card MachineTeya Go

Teya Go

Teyafrom £69
Small, Lightweight but Robust, great for table service
Great for back-up payment options or busy periods
Flexibility with multiple point of sale software options
No Receipt, Order or Bill Printer
Hospitality
PCI-DSS
Teya
from £69

Teya Go

Combining the portability of a mobile phone with the reliability and performance of a traditional terminal, the Teya Go card machine is a super lightweight design that caters to businesses requiring easy and quick on the go mobility without sacrificing efficiency.

Small, Lightweight but Robust, great for table service
Great for back-up payment options or busy periods
Flexibility with multiple point of sale software options
Loyverse and SalesPlay point of sale fantastic FREE options
Split bills, built-in calculator, connectivity with external printers
No Receipt, Order or Bill Printer
Hospitality
Card MachineTeya Pro

Teya Pro

Teyafrom £139
Fast transaction speed, great for high customer traffic businesses
Transaction success reliability, with loud sound transaction feedback
Flexibility with multiple point of sale software options
Not as robust as other devices — Don't drop it!
ConvenienceFast FoodHospitality
PCI-DSS
Teya
from £139

Teya Pro

Take payments effortlessly with the Teya Pro – a powerhouse built for businesses that thrive on speed, reliability, and efficiency. With a sleek design, impressive battery life, and lightning-fast transactions, it's the ultimate payment solution for those who never slow down.

Fast transaction speed, great for high customer traffic businesses
Transaction success reliability, with loud sound transaction feedback
Flexibility with multiple point of sale software options
Loyverse and SalesPlay point of sale fantastic FREE options
Table ordering, Split bills, built-in calculator, connectivity with printers
Not as robust as other devices — Don't drop it!
ConvenienceFast FoodHospitalityRetail & ServicesWholesaler
Card MachineShift4 One

Shift4 One

Shift4from £0
Fast transaction speed, great for high customer traffic businesses
Strong back-office functionality and data
Card Not Present payment functionality on the device
No on-device Point of Sale system
Café & Fast FoodHospitalityRetail & Services
PCI-DSS
Shift4
from £0

Shift4 One

SkyTab Solo, a standalone mobile commerce solution that can accept payments wherever your customers are. Complete with a quick menu for fast paced, smaller menu businesses. Ideal for self-employed smaller businesses as well as fast paced take away businesses.

Fast transaction speed, great for high customer traffic businesses
Strong back-office functionality and data
Card Not Present payment functionality on the device
Accepts cash payments and produces end of day reporting
No on-device Point of Sale system
No integration with Shift4 SkyTab Point of Sale system
Café & Fast FoodHospitalityRetail & ServicesWholesaler
Epos Now

Exclusive partner offer — 20% off all Epos Now hardware

Complete countertop POS with 15.6" full HD touchscreen
Built-in 80mm receipt printer included as standard
Powerful POS software + app store for personalisation
1-2-1 onboarding and dedicated product training

More ways we can help

YouLend

Additional Service

YouLend

Cash Advance

Up to £2m · No fixed repayments

Revenue-based funding from £1,000 to £2m. Repayments flex with your card takings — no fixed monthly amount.

Teya / SumUp

Additional Service

Teya / SumUp

Business Account

Sole trader or Ltd company · from £0/month

A business current account for sole traders and limited companies. Open in minutes, no monthly fee.

LukeDuff.co.uk

Additional Service

LukeDuff.co.uk

Website Design

Mobile-first · SEO ready · Fast turnaround

Professional, conversion-focused websites built for UK businesses. Fast turnaround, mobile-first, and designed to grow your brand.

Find Your Perfect Match

Answer a few questions about your business and let our engine do the work. We'll show you your top three matches with personalised rates.

Tell us about your business and we'll rank every product by how well it fits.

Preferences

Optional — select any features that matter to you

Revenue & Rates

Process tiny payments without high minimum limits
Cheaper processing fees for standard business card types
Keep more of your money with lower transaction fees
Perfect if your business is just starting to take payments
Avoid extra hidden charges just for checking card details
Ideal for seasonal businesses or lower monthly sales
Do you wish to accept American Express credit cards

Contract

Choose when your money lands in your bank account
Get your money in your bank account the following day
Cancel anytime without being tied into a long agreement
Only pay a fee when you actually take a payment
Avoid penalties if you have a quiet trading month
Buy the card machine outright rather than renting it
Get your hard-earned cash in your bank account today
Get approved and start taking payments quickly and easily
Get your card machine for free and just pay fees

Card Reader Features

Take payments over the phone by typing card numbers
Print customer receipts directly from the portable card machine
Track notes and coins easily in your till drawer
Card machine talks directly to the till automatically
Take payments anywhere with a built-in mobile data connection
Point of Sale system loaded on to the card reader
All you Point of Sale devices and card machines linked together
Give customers a paper bill before they pay
Process fast contactless payments to keep queues moving
Easily return money to a customer's card if needed
See exactly what you sold during a specific shift
Easily divide a single bill among multiple paying customers
Take orders directly at the table on a portable device
Look up past payments quickly to check details or refund

Point of Sale System

Scan items quickly to speed up the checkout process
A complete checkout setup with screen and till software
Control all your different shop locations from one single dashboard
See a visual layout of your restaurant to manage seating

Add-on Features

Send sales data straight to your bookkeeping software
Comes with a built-in account to manage your funds
Let customers see their total to build trust
Connect directly with popular food delivery platforms
Send orders straight to a kitchen display screen seamlessly
Automatically print paper tickets in the kitchen or bar
Get a free website to start selling on the web
Manage stock, sales, and reports from a separate computer
Let customers order and pay from their own phones
Manage tables and appointments directly through your till system
Track individual staff sales and manage their access permissions
Turn your smartphone into a contactless card reader instantly
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ICO registered

Smart Payment Solutions Ltd is ICO-registered and follows strict UK GDPR. Privacy Policy

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From The Blog

Guides, tips, and news from the world of UK payments.

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How to Switch Card Machine Providers Without Losing Your Business

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